Student Loan Payment Calculators

Use these calculators for estimating loan payments for both subsidized and unsubsidized student loans. They are also helpful for showing the effects of graduated repayment options.

Results are for general guidance only. For actual repayment amounts and schedule of your student loan payments, you should contact your lender provider.

Subsidized Education Loan Calculator:

Subsidized student loans have no interest payment until you have finished your education and begin the loan repayment. Examples of this type of loan include: Federal Subsidized Stafford Loans, Federal Perkins Loans, and some institutional loans.

Amount Borrowed:

Years to Repay Loan:

Interest Rate:

(TIP: for 4.25%, enter 4.25)

R E S U L T S:

Estimated Monthly Payment:

Total Payments for Life of Loan:

(Principal + Interest)

Total Interest Paid:

Unsubsidized Education /Federal Consolidation Loan Calculator:

Unsubsidized student loans accrue interest from the date they are issued. Examples of this type of loan include: Federal Consolidation Loans, Federal Unsubsidized Stafford Loans, some institutional loans, PLUS loans, and private education loans.

Amount Borrowed:

Years to Repay Loan:

Interest Rate:

(TIP: for 4.25%, enter 4.25)

Deferment Period:

(in months - if applicable)

Month Loan Was Disbursed:

Year Loan Was Disbursed:

Month Expect to Graduate:

Year Expect to Graduate:

R E S U L T S:

Estimated Monthly Payment:

Total Payments for Life of Loan:

(Principal + Interest)

Total Interest Paid:

Graduated Repayment Options Calculator:

A Graduated Repayment is a student loan repayment option that starts with lower monthly payments at the beginning of the repayment period and gradually increases in one or more increments during the repayment period.

Repayment Option:

Subsidized : Unsubsidized : Total

First Year:

: :

Second Year:

: :

Third Year:

: :

Fourth Year:

: :

Fifth Year:

: :

Remaining Years:

: :

Total Payments:

: :

Total Interest Paid:

: :